Although both tubal ligation and vasectomy are common permanent birth control methods, it is important for couples to weigh the pros and cons of each from all angles. Potential risks and side effects, recovery time, hospitalization, and other risks are important things to consider, but unfortunately dollars and cents have to play a part in the decision too. These two procedures are not created equal when it comes to the bottom line.
Tubal ligation involves a more conventional hospital stay, the potential for general anesthesia, and it is a lengthier, more involved procedure than a vasectomy. By comparison, a vasectomy is a no-scalpel procedure that requires only visit to the doctor’s office. With tubal ligation, the patient will be subject not only to a hospital stay but also to several days of post-operative recuperation and several types of potential side effects. A vasectomy takes less than a half hour to complete and the recovery period is usually limited to a couple of days, allowing the patient to return to work on Monday after having the procedure on a Friday, for example.
All of these factors contribute to the significant difference in cost between a tubal ligation and a vasectomy. Generally speaking, a simple vasectomy costs around $2,000 but can range from anywhere from $1,200 to $6,000, depending on the state in which you have the procedure. The cost of a vasectomy, however, hovers around $500.
Insurance coverage for tubal ligation
Some insurance providers will cover at least part of the surgery cost, but it is important to discuss your situation with your insurance provider. If the procedure is done in a doctor’s office (as opposed to in a hospital environment) your insurance carrier may only require you to pay a co-pay amount. Note that even if some of the surgical cost may be covered, other auxiliary costs may not be, such as hospital stay and post-operative care. Be specific with your questions to your insurance carrier, and decide which procedure may be the best route for your family’s particular situation. Cost should not be the only deciding factor, but it should be taken into consideration.